How to Plan
As Canadians, we think we know about retirement planning.
Most of us visit a financial adviser to plan for our economic future after
retirement, and many of us feel content with our level of savings or pension
However, financial planning is not enough. Many families
experience tremendous stress and friction regarding the practical details of
their loved ones' care. While many seniors decide to travel or spend time with
grandchildren after retirement, few consider what their plan of action will be
once living in the family home becomes too demanding.
Smart seniors investigate their options before action
becomes necessary. Making a retirement plan can ensure that you will stay
healthier longer, and can save your family from having to make crucial
decisions under pressure.
Of course no one can predict the future, and there are
extraordinary seniors who thrive independently well into their 90s. But most
seniors experience some difficulty with living on their own during their 70s.
This may be slight, such as a loss of vision that makes it hard to read a
recipe, or a loss of mobility that makes some household tasks seem daunting.
If you or a loved one is in this age group, it may be time to consider moving to a
. Studies show that seniors who enter a facility before
experiencing serious health problems are far more likely to thrive in the
situation. At quality independent living facilities, seniors retain a lot of
autonomy, but are provided with services that can help to maximize physical,
mental, and emotional well-being.
Just for Seniors
As the baby boomers age, they are demanding premium senior
care. Better facilities have much to offer.
Most provide various ways for seniors to improve their
physical fitness, including classes such as yoga, stretching, or t'ai chi.
Amenities may include a weight room and fitness centre, or even a swimming
pool. In conjunction with a professional, residents can design a fitness
program that can help to add years to their lives. As well, seniors' residences
offer three nutritional meals a day, something that many seniors on their own
just don't get.
Staying mentally and emotionally fit can be just as
important as physical fitness to a senior's quality of life. Seniors'
communities have many ways of providing enrichment activities for residents,
Classes, such as watercolour
painting, cooking, creative writing, or photography.
Regularly scheduled outings to
theatrical performances or concerts.
Clubs for seniors with shared
interests. These can include book clubs, film clubs, card-playing circles,
choirs, gardening group, clubs for Scrabble enthusiasts, and many more.
Seniors living alone often become depressed or isolated. A
lively seniors' community helps them to feel connected again.
If you or your loved one is still healthy enough to take
advantage of recreational activities, it may be the perfect time to make a move
to an independent living facility. Seniors can benefit in body, mind, and
spirit from what better residences have to offer.